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We Protect Your Business With Only A-Rated Trusted Insurers And Our Customers Rate Our Personal Service
Excellent
4.93 average
938 reviews
Trusted by over 10,000+ clients
Looking for Restaurant Insurance?
If you are looking for Restaurant Insurance, you have come to the right place. Our bespoke restaurant insurance is designed to protect your business with competitive cover for stock, contents, fixtures, fittings, money, business interruption, and employers, public, and products liability.
Benefits Include:
- Instant cover available
- Free quote within minutes
- Generous cover designed around your restaurant
- Flexible and affordable payment options
- Stock and contents cover
- Business interruption cover
- Outside catering cover available if needed
- Competitive quotes not available on comparison websites
What Does Our Restaurant Insurance Cover?
Our Restaurant Insurance is designed to protect your business with cover for stock, contents, fixtures and fittings, money, business interruption, and non-fixed contents. It can also include employers liability, public liability, and products liability, helping protect your restaurant against customer claims, staff-related risks, and unexpected business disruptions.
Public Liability
Equipment Cover
Full Fire Cover
Money/ Stock Cover
Event Cancellation
Financial Loss
What Is Not Covered?
Cover depends on your selected policy. General wear and tear, undeclared business activities, uninsured staff arrangements, or cover options not included in your policy may not be covered. Always check the full policy details before purchasing.
What Is Not Covered?
Cover depends on your selected policy. General wear and tear, undeclared business activities, uninsured staff arrangements, or cover options not included in your policy may not be covered. Always check the full policy details before purchasing.
Why Get Restaurant Insurance?
Running a restaurant takes time, effort, staff, stock, equipment, and constant attention to customer service. From preparing meals to serving guests, managing employees, and keeping daily operations running smoothly, unexpected problems can happen at any time. Restaurant Insurance helps protect your business against risks such as customer injury claims, food-related illness claims, damage to contents, loss of stock, business interruption, and liability issues.
With the right policy in place, your restaurant can be covered for stock and contents, fixtures and fittings, money, public liability, products liability, employers liability, and non-fixed contents. If you also provide outside catering alongside your restaurant business, this can be included too. Specialist Restaurant Insurance gives you peace of mind, so you can focus on serving great food while your business stays protected.
The Numbers That Matter
Real performance you can count on when it’s time to make a claim.
Of claims paid out
Happy customers
4.9/5
Customer Review
How Much Does Restaurant Insurance Cost?
The cost of Restaurant Insurance depends on your restaurant size, annual turnover, years trading, level of cover, and the protection options you choose. Since every restaurant is different, the best way to find the right price is to request a free quote based on your business needs.
Factors that can influence your price:
- Pricing depends on your restaurant setup, turnover, and cover level
- Stock and contents cover can affect the cost
- Business interruption cover may be added if needed
- Money cover options are available
- Public and products liability cover can be included
- Employers liability cover can be arranged for staff
- Flexible and affordable payment options are available
Because of all these variables, the best way to find your real cost is to get a tailored quote based on your exact setup. That way you only pay for the cover your business needs.
Frequently Asked Questions
Find quick answers to the most common questions about catering van insurance and cover.
For a new catering business insurance paying by direct debit is a great option. Can I pay my insurance by installments?
Yes, you can pay using a direct debit plan. There is an interest fee but our experienced team will talk you through this and provide all the information you need so you know exactly where you stand.
How soon can my restaurant insurance be arranged?
Once we have offered you an insurance quote and you have accepted it the cover can start immediately. Policy documents are also available within minutes of the catering insurance being transacted.
Although my insurance is for a takeaway business, I will have some seats for eating in is this OK?
Yes, having seats for eating in is fine but it’s always best to advise us of that so nothing is left to chance.
Still Have Any Question?
Our team are here to help you with any company insurance questions you may have
For a new catering business insurance paying by direct debit is a great option. Can I pay my insurance by installments?
Yes, you can pay using a direct debit plan. There is an interest fee but our experienced team will talk you through this and provide all the information you need so you know exactly where you stand.
How soon can my restaurant insurance be arranged?
Once we have offered you an insurance quote and you have accepted it the cover can start immediately. Policy documents are also available within minutes of the catering insurance being transacted.
Although my insurance is for a takeaway business, I will have some seats for eating in is this OK?
Yes, having seats for eating in is fine but it’s always best to advise us of that so nothing is left to chance.
Helpful Advice & Blogs
Helpful articles, tips, and updates to support your catering business and insurance decisions.
