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We Protect Your Business With Only A-Rated Trusted Insurers And Our Customers Rate Our Personal Service
Excellent
4.93 average
938 reviews
Trusted by over 10,000+ clients
Looking for Fish and Chip Shop Insurance?
If you are looking for Fish and Chip Shop Insurance, you have come to the right place. Our bespoke insurance cover is designed to protect your business with competitive options for stock, contents, money, business interruption, and employers, public, and products liability.
Benefits Include:
- Instant cover available
- Free quote within minutes
- Generous cover designed around your fish and chip shop
- Flexible and affordable payment options
- Stock and contents cover
- Business interruption cover
- Public and products liability cover
- Employers liability cover
- Glass, signs, fascias, and electronic equipment cover options
What Does Our Fish and Chip Shop Insurance Cover?
Our Fish and Chip Shop Insurance can cover stock and contents, business interruption, money, public liability, products liability, and employers liability. Cover options can also include buildings and landlords’ fixtures and fittings, accidental damage, tenants’ improvements, electronic equipment, glass, signs, fascias, and outside catering if required.
Public Liability
Equipment Cover
Full Fire Cover
Money/ Stock Cover
Event Cancellation
Financial Loss
What Is Not Covered?
Cover depends on your selected policy. General wear and tear, undeclared business activities, uninsured staff arrangements, or cover options not included in your policy may not be covered. Always check the full policy details before purchasing.
What Is Not Covered?
Cover depends on your selected policy. General wear and tear, undeclared business activities, uninsured staff arrangements, or cover options not included in your policy may not be covered. Always check the full policy details before purchasing.
Why Get Fish and Chip Shop Insurance?
Running a fish and chip shop means managing customers, staff, food preparation, stock, equipment, and daily business operations. With customers visiting your premises to order and collect food, there are risks that every business owner needs to consider, from customer injury claims to food-related product liability and staff-related incidents.
Fish and Chip Shop Insurance helps protect your business with cover options designed around the needs of chip shop owners. This can include stock and contents cover, business interruption cover, money cover, public liability, products liability, and employers liability. Depending on your business needs, cover can also include buildings and landlords’ fixtures and fittings, accidental damage, tenants’ improvements, electronic equipment, glass, signs, fascias, and outside catering cover.
With the right insurance in place, you can run your fish and chip shop with more confidence, knowing your business, staff, customers, stock, and equipment are protected against unexpected claims, losses, and disruption.
The Numbers That Matter
Real performance you can count on when it’s time to make a claim.
Of claims paid out
Happy customers
4.9/5
Customer Review
How Much Does Fish and Chip Shop Insurance Cost?
The cost of Fish and Chip Shop Insurance depends on your business setup, annual turnover, years trading, level of cover, and the protection options you choose. Since every fish and chip shop is different, the best way to find the right price is to request a free, no-obligation quote tailored to your business needs.
Factors that can influence your price:
- Pricing depends on your shop size, turnover, and cover level
- Stock and contents cover can affect the cost
- Business interruption cover may be added if needed
- Public and products liability options are available
- Employers liability cover can be included for staff
- Buildings and landlords’ fixtures and fittings cover may affect the quote
- Glass, signs, fascias, and electronic equipment cover options are available
Because of all these variables, the best way to find your real cost is to get a tailored quote based on your exact setup. That way you only pay for the cover your business needs.
Frequently Asked Questions
Find quick answers to the most common questions about catering van insurance and cover.
Legal Expenses – how does that given my fish shop insurance extra benefit?
Legal Expenses Insurance could be a worth while addition to your chip shop policy. The insurance cover provided includes the following but ask yourself how much would I have to pay to get these services individually if I needed them?
- Employment tribunals up by over 65% in 3 years to just under 190,000 per annum
- Follow advice to be protected against the costs of representation in a tribunal and any damages awarded against you
- 24/7 helpline with legally trained staff to advise on employment issues
• Professional help with Tax, VAT, PAYE or NIC disputes
Do I get a no claims bonus like I do on my Chip van insurance?
You will get a discount for the amount of years you have traded claim free. Many companies ask when your business was started to work this discount out. What may also help to get a cheaper quote is your opening hours. Where a fish and chip shops close before 11.00pm this puts you in a lower risk category.
Do I have to pay in full?
No, this isn’t necessary. We can arrange a payment plan on your behalf. Naturally payments will include an amount of interest, but this will be explained in full at the time of purchase both in percentage terms and in monetary terms to, so you know exactly where you stand.
How quick will I get my Chip shop policy
The majority of the time instantly. No waiting required. Sometimes however if special circumstances have to be noted on the policy it may take 24 hours. Rest assured that cover will be operative from when you make a payment for you Chip Shop policy.
Still Have Any Question?
Our team are here to help you with any company insurance questions you may have
Legal Expenses – how does that given my fish shop insurance extra benefit?
Legal Expenses Insurance could be a worth while addition to your chip shop policy. The insurance cover provided includes the following but ask yourself how much would I have to pay to get these services individually if I needed them?
- Employment tribunals up by over 65% in 3 years to just under 190,000 per annum
- Follow advice to be protected against the costs of representation in a tribunal and any damages awarded against you
- 24/7 helpline with legally trained staff to advise on employment issues
• Professional help with Tax, VAT, PAYE or NIC disputes
Do I get a no claims bonus like I do on my Chip van insurance?
You will get a discount for the amount of years you have traded claim free. Many companies ask when your business was started to work this discount out. What may also help to get a cheaper quote is your opening hours. Where a fish and chip shops close before 11.00pm this puts you in a lower risk category.
Do I have to pay in full?
No, this isn’t necessary. We can arrange a payment plan on your behalf. Naturally payments will include an amount of interest, but this will be explained in full at the time of purchase both in percentage terms and in monetary terms to, so you know exactly where you stand.
How quick will I get my Chip shop policy
The majority of the time instantly. No waiting required. Sometimes however if special circumstances have to be noted on the policy it may take 24 hours. Rest assured that cover will be operative from when you make a payment for you Chip Shop policy.
Helpful Advice & Blogs
Helpful articles, tips, and updates to support your catering business and insurance decisions.
