Your Catering Business, Your Passion. Let’s Keep It Protected.
We Protect Your Business With Only A-Rated Trusted Insurers And Our Customers Rate Our Personal Service As Excellent.
Get Your Quote Today
Takes under 2 minutes. No commitment.
Trusted by thousands
We Protect Your Business With Only A-Rated Trusted Insurers And Our Customers Rate Our Personal Service
Excellent
4.93 average
938 reviews
Trusted by over 10,000+ clients
Looking for Catering Liability Insurance?
If you are looking for Catering Liability Insurance, you have come to the right place. Our market-leading liability insurance policy is designed for mobile and outside caterers, including street food traders, cupcake makers, contract caterers, and catering businesses using trailers, vans, or trucks.
Benefits Include:
- Public Liability Insurance cover
- Product Liability Insurance cover
- Employers Liability Insurance cover
- £10M public, products, and employers liability as standard
- £500 stock cover included free of charge
- Instant cover available
- Free insurance quote available quickly
- Free access to a legal helpline
What Does Our Ice Cream Van Insurance Cover?
Our Catering Liability Insurance is designed to protect mobile and outside caterers against liability claims. Cover can include public liability, product liability, and employers liability, with £10M public, products, and employers liability as standard. The policy can also include cover for injury or illness claims involving customers or employees, £500 stock cover free of charge, access to a legal helpline, and optional protection for business equipment, stock, money, non-fixed contents, business interruption, and deterioration of stock.
Public Liability
Equipment Cover
Full Fire Cover
Money/ Stock Cover
Event Cancellation
Financial Loss
What Is Not Covered?
Cover depends on your selected policy. Claims not included in your policy, undeclared business activities, uninsured staff arrangements, or equipment, stock, and money cover not added to the policy may not be covered.
What Is Not Covered?
Cover depends on your selected policy. Claims not included in your policy, undeclared business activities, uninsured staff arrangements, or equipment, stock, and money cover not added to the policy may not be covered.
Why Get Catering businesses Liability Insurance?
Catering businesses face real risks when serving food to customers, whether at events, markets, private functions, festivals, or commercial locations. If a customer becomes ill, someone is injured, or a claim is made against your business, the right liability insurance can help protect you from unexpected costs and legal issues.
Catering Liability Insurance is designed for mobile and outside caterers, including street food traders, cupcake makers, contract caterers, and catering businesses using trailers, vans, or trucks. It can include public liability, product liability, and employers liability cover, helping you trade safely and meet the insurance requirements often requested by event organisers.
With £10M public, products, and employers liability available as standard, this type of cover gives your business a stronger level of protection. You can also benefit from £500 stock cover included free of charge, access to a legal helpline, and optional cover for business equipment, stock, money, non-fixed contents, and business interruption.
Once your policy is arranged, your insurance documents can be sent by email in PDF format, making it easy to show proof of cover to event organisers whenever needed.
The Numbers That Matter
Real performance you can count on when it’s time to make a claim.
Of claims paid out
Happy customers
4.9/5
Customer Review
How Much Does Catering businesses Liability Insurance Cost?
The cost of Ice Cream Van Insurance depends on your vehicle, equipment, cover level, driver options, business use, and any additional protection you choose. Because every ice cream van business is different, the best way to find the right price is to request a free quote based on your exact needs.
Factors that can influence your price:
- Cover can be tailored to your ice cream van type and business setup
- Pricing depends on the vehicle, fixtures, fittings, and equipment
- Optional cover such as liability, stock, and money cover may affect the cost
- Any driver options may change the final quote
- Competitive quotes are available from a panel of UK-based insurers
- Quotes are not available on comparison websites
- Free quote available within minutes
Because of all these variables, the best way to find your real cost is to get a tailored quote based on your exact setup. That way you only pay for the cover your business needs.
Frequently Asked Questions
Find quick answers to the most common questions about catering van insurance and cover.
How much can I expect to pay for an insurance policy for my mobile caterers public product and employer’s liability in the UK
Our insurance offers you a 12 month annual policy from as cheap as £132.00. That’s for public product liability at £10m of cover and employers liability insurance for any number of staff that you employ.
Do I get a certificate of employers liability insurance with my caterers liability insurance policy
Yes, as standard your policy documents will include both a certificate of insurance confirming you have cover for your employees liability insurance and we also issue you with a policy schedule for show and event organisers which confirms that you have public and product liability in place to.
Do you need employer’s liability insurance if you are a sole trader?
Employers liability is only if you employ staff in which case it is compulsory and hefty fines apply for everyday that you may have traded without employers liability insurance. Our catering liability insurance includes as standard up to £10m of employers liability coverage. So there’s no extra charge for you to include employers liability cover and you don’t have to name staff either. For these reasons we include employers liability cover with both the insurance for public and product liability cover anyway.
How long will I have to wait for documents?
We prefer to email policy documents so realistically you can be in receipt of your liability documents within minutes.
Still Have Any Question?
Our team are here to help you with any company insurance questions you may have
How much can I expect to pay for an insurance policy for my mobile caterers public product and employer’s liability in the UK
Our insurance offers you a 12 month annual policy from as cheap as £132.00. That’s for public product liability at £10m of cover and employers liability insurance for any number of staff that you employ.
Do I get a certificate of employers liability insurance with my caterers liability insurance policy
Yes, as standard your policy documents will include both a certificate of insurance confirming you have cover for your employees liability insurance and we also issue you with a policy schedule for show and event organisers which confirms that you have public and product liability in place to.
Do you need employer’s liability insurance if you are a sole trader?
Employers liability is only if you employ staff in which case it is compulsory and hefty fines apply for everyday that you may have traded without employers liability insurance. Our catering liability insurance includes as standard up to £10m of employers liability coverage. So there’s no extra charge for you to include employers liability cover and you don’t have to name staff either. For these reasons we include employers liability cover with both the insurance for public and product liability cover anyway.
How long will I have to wait for documents?
We prefer to email policy documents so realistically you can be in receipt of your liability documents within minutes.
Helpful Advice & Blogs
Helpful articles, tips, and updates to support your catering business and insurance decisions.
