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We Protect Your Business With Only A-Rated Trusted Insurers And Our Customers Rate Our Personal Service
Excellent
4.93 average
938 reviews
Trusted by over 10,000+ clients
Looking for Catering Van Insurance
There are many benefits to insuring your Catering Van with us. Our Catering
Van Insurance quotes provide:
- Low Cost rates to save you money
- Full Fire Cover as standard
- Flexible payment options
- Access to a replacement Catering Van in event of a non-fault claim
- Exclusive discounts available to our customers
- Fixtures & fitings covered
What does our catering Insurance cover?
Our exclusive schemes also offer the ability to protect 5 or more years NCD. Also, why ot ask one of our catering specialist to quote for Breakdown and Recovery for your catering van.
Public Liability
Equipment Cover
Full Fire Cover
Money/ Stock Cover
Event Cancellation
Financial Loss
What Is Not Covered?
As with any insurance policy, there are some things a catering van policy won’t cover. We’ll set these out clearly here so you know exactly where you stand before you buy — no surprises at claim time. Final wording for this section is on its way and will be added shortly.
What Is Not Covered?
As with any insurance policy, there are some things a catering van policy won’t cover. We’ll set these out clearly here so you know exactly where you stand before you buy — no surprises at claim time. Final wording for this section is on its way and will be added shortly.
Why get catering van insurance
If you run a burger van, coffee van, street food truck or a fully customised catering vehicle based on models like a Ford Transit or Mercedes Sprinter, catering van insurance is designed to reflect how these vehicles are used day-to-day in the catering industry.
Our policies are built to protect your van against risks such as accidents, fire, theft and malicious damage, while also covering the fixtures and fittings that keep your business running. This can include items like cooking equipment, fridges, generators and serving units that are permanently installed within the vehicle.
Some catering van insurance policies also offer support following non-fault accidents. If another driver is responsible, this may include help recovering your excess and covering lost income while your van is off the road. In certain cases, a temporary replacement catering vehicle may be arranged so you can continue trading at events or on your regular pitch, depending on the level of cover you choose.
Beyond the vehicle itself, many catering businesses also require liability insurance. This can include public liability, product liability and employers’ liability, often with cover levels up to £10 million. There are also options to include protection for stock and cash, which are not always part of a standard policy.
Together, this type of cover is designed to protect not just your catering van, but the business that depends on it.
The Numbers That Matter
Real performance you can count on when it’s time to make a claim.
Of claims paid out
Happy customers
4.9/5
Customer Review
How Much Does Catering Van Insurance Cost?
There isn’t one fixed price for catering van insurance. The cost depends on the details of your business and how your van is used. That’s why two similar-looking vans can end up with very different quotes.
Factors that can influence your price:
- The value of your vehicle
- Out-of-use storage location
- Driver – Age, history, convictions
- Number of drivers on your policy
- Level of Cover
Because of all these variables, the best way to find your real cost is to get a tailored quote based on your exact setup. That way you only pay for the cover your food business needs.
Frequently Asked Questions
Find quick answers to the most common questions about catering van insurance and cover.
Does it matter to my van insurance what type of food I sell?
With our insurers its whether or not you sell hot food. Hot food vans have a higher chance of a fire claim occurring, so these business types pay a higher premium because they are technically a higher risk. But the cost of insurance wouldn’t differ between Indian, English or Italian cuisine for that matter. The question simply is what’s your vehicle style? Hot food, ice cream, coffee van etc.
I live almost in the city center and my insurance has increased. Why is that?
Your insurance should be based on where you keep the vehicle when it’s out of use not your address. When the van is out of use is when it’s at greater risk for theft. That’s how our insurance works. When the van is in use, you’re with it so what’s going to happen? It’s when you leave it and where you leave it. City center residents, get some secure parking facility just out of the center. The post code ought to have a lower rating and provide a better price for you.
Do you think I will get a cheaper quote from somewhere else?
You would expect us to say no, wouldn’t you? But sometimes it is possible. With a cheap quote however what’s vital to consider is does a cheaper quote give me all the level of cover that I need? Find out and compare the policy excess. Is there a mileage limitation? Who are the insurers and what is their financial rating? Will they be able to pay a claim? Do I have fire cover and check this in a sample wording that the agent should send you but only sometimes if you specifically request one.
Still Have Any Question?
Our team are here to help you with any company insurance questions you may have
Does it matter to my van insurance what type of food I sell?
With our insurers its whether or not you sell hot food. Hot food vans have a higher chance of a fire claim occurring, so these business types pay a higher premium because they are technically a higher risk. But the cost of insurance wouldn’t differ between Indian, English or Italian cuisine for that matter. The question simply is what’s your vehicle style? Hot food, ice cream, coffee van etc.
I live almost in the city center and my insurance has increased. Why is that?
Your insurance should be based on where you keep the vehicle when it’s out of use not your address. When the van is out of use is when it’s at greater risk for theft. That’s how our insurance works. When the van is in use, you’re with it so what’s going to happen? It’s when you leave it and where you leave it. City center residents, get some secure parking facility just out of the center. The post code ought to have a lower rating and provide a better price for you.
Do you think I will get a cheaper quote from somewhere else?
You would expect us to say no, wouldn’t you? But sometimes it is possible. With a cheap quote however what’s vital to consider is does a cheaper quote give me all the level of cover that I need? Find out and compare the policy excess. Is there a mileage limitation? Who are the insurers and what is their financial rating? Will they be able to pay a claim? Do I have fire cover and check this in a sample wording that the agent should send you but only sometimes if you specifically request one.
Helpful Advice & Blogs
Helpful articles, tips, and updates to support your catering business and insurance decisions.
