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We Protect Your Business With Only A-Rated Trusted Insurers And Our Customers Rate Our Personal Service
Excellent
4.93 average
938 reviews
Trusted by over 10,000+ clients
Looking for Ice Cream Van Insurance?
If you are looking for Ice Cream Van Insurance, you have come to the right place. We offer specialist cover designed to protect your ice cream van, fixtures, fittings, equipment, and business, so you can keep serving customers at shows, events, and food festivals with confidence.
Benefits Include:
- Instant cover for your ice cream business available
- Free Quote within minutes
- Full FIXTURES & FITTINGS Cover as standard
- Access to a replacement Ice Cream Van in event of a non-fault claim (ask for details)
- Any Driver options available
- Discounts for members of catering associations
What Does Our Ice Cream Van Insurance Cover?
Our Ice Cream Van Insurance is designed to protect your vehicle, business, and essential equipment. Cover can include accidents, fire, theft, malicious damage, permanent fixtures and fittings such as machines and freezers, as well as optional liability cover for public, product, and employer’s liability. You can also add stock and money cover, with support available for non-fault claims where applicable.
Public Liability
Equipment Cover
Full Fire Cover
Money/ Stock Cover
Event Cancellation
Financial Loss
What Is Not Covered?
Cover depends on the policy you choose. General wear and tear, mechanical breakdown, undeclared modifications, uninsured drivers, or cover options not included in your policy may not be covered. Always check the full policy details before purchasing.
What Is Not Covered?
Cover depends on the policy you choose. General wear and tear, mechanical breakdown, undeclared modifications, uninsured drivers, or cover options not included in your policy may not be covered. Always check the full policy details before purchasing.
Why Get Ice Cream Van Insurance?
Running an ice cream van business means your vehicle is one of the most important parts of your livelihood. It is not only used for transport, but also for storing equipment, serving customers, carrying stock, and operating at shows, events, festivals, local routes, and busy public locations. Because your ice cream van includes specialist machines, freezers, permanent fixtures, fittings, and business equipment, a standard vehicle insurance policy may not provide the right level of protection.
Specialist Ice Cream Van Insurance is designed to protect both your vehicle and the business equipment inside it. Cover can include accidents, fire, theft, and malicious damage, along with full fixtures and fittings cover as standard. This means important items such as machines, freezers, and other fitted equipment can be protected as part of your policy.
It can also give you access to additional options that support your day-to-day business, including public liability, product liability, employer’s liability, stock cover, and money cover. If you are involved in a non-fault accident with a known third party, selected cover may also help with excess recovery, loss of earnings support, and access to a similar replacement ice cream van, helping you continue trading while your own van is off the road.
With the right Ice Cream Van Insurance in place, you can work with more confidence knowing your van, equipment, and business operations have specialist protection designed around the needs of mobile ice cream traders.
The Numbers That Matter
Real performance you can count on when it’s time to make a claim.
Of claims paid out
Happy customers
4.9/5
Customer Review
How Much Does Ice Cream Van Insurance Cost?
The cost of Ice Cream Van Insurance depends on your vehicle, equipment, cover level, driver options, business use, and any additional protection you choose. Because every ice cream van business is different, the best way to find the right price is to request a free quote based on your exact needs.
Factors that can influence your price:
- Cover can be tailored to your ice cream van type and business setup
- Pricing depends on the vehicle, fixtures, fittings, and equipment
- Optional cover such as liability, stock, and money cover may affect the cost
- Any driver options may change the final quote
- Competitive quotes are available from a panel of UK-based insurers
- Quotes are not available on comparison websites
- Free quote available within minutes
Because of all these variables, the best way to find your real cost is to get a tailored quote based on your exact setup. That way you only pay for the cover your business needs.
Frequently Asked Questions
Find quick answers to the most common questions about catering van insurance and cover.
Can I get an online insurance quote for my ice cream van?
We find that although online systems pick up it’s a Mercedes Sprinter, but may not take into consideration at it’s an ice cream van too. If you have got an online quote speak to the insurer and get their confirmation that the insurance policy will cover you and your ice-cream van correctly. Why not then compare that quote with a policy we can offer you. We will definitely ensure you and your Ice-Cream Van are insured correctly.
What options do I have when its no longer the ice cream season?
Along with the standard option to cancel your insurance then reinsure it later which may incorporate administration fees both when cancelling and re-setting up the policy as well as the potential of losing the No Claims Bonus you have earned up to the end of the Ice-Cream Season. Our Aviva Ice-Cream Van insurance policy allows you to take your vehicle off the road but keeping the peace of mind that protection remains against Fire and Theft (Laid-Up Cover). Not only will this create a discount on your premium but your No Claims Bonus continues (providing no claims have been made), which will benefit you when the policy falls due for renewal and you get the peace of mind your Ice-Cream Van is protected whilst not in use.
Can I pay over an installment plan?
Yes, we can offer payment plans, but these will attract an interest charge. If you’re interested in payment options the team member you speak to will explain the options available to you.
Will I have an excess on my ice cream van insurance policy?
Typically, the policy excess will have a £150 excess. We will always advise you clearly what excess applies to your ice cream van insurance quote. You can increase this which may reduce the premium of your insurance quote but be aware your policy excess may change if drivers are young and inexperienced or have a history of claims & insurance losses. Again, the team member you speak to will explain these.
Can I protect my no claims bonus and how much will it increase my ice cream van insurance quote by?
Protected No Claims Bonus is available with a 2% increase in premium.
Do I get a courtesy vehicle if my van is off the road awaiting repairs?
Because there isn’t fleets of ice cream vans sitting around waiting to be hired out this isn’t possible BUT we can offer a facility which in the event on a non-fault accident will provide a similar vehicle to yours for you to continue trading.
I’m looking to start a new business will my insurance be expensive?
This is dependent many difference factors, but we can mirror private car no claim discounts, give discounts for limited mileage and also if you chose to become a member of catering trade affiliations and associations. With these discounts we certainly hope not.
Is there an age limit to the ice cream vans I can get insurance for?
No. We can cover ice cream vans and indeed catering vans from Bedford CF’s with Perkins diesel engines, Citron H vans and even cars that have been converted to sell ice cream!
Do your policies cover young drivers?
We can cover drivers aged 21 and upwards with a full UK driving licence for a minimum of 2 years.
Why should I insure with you?
Because we understand you, your van and your business means as much to us as it does to you. Hence we use quality insurers who pride themselves on their customer service.
Still Have Any Question?
Our team are here to help you with any company insurance questions you may have
Can I get an online insurance quote for my ice cream van?
We find that although online systems pick up it’s a Mercedes Sprinter, but may not take into consideration at it’s an ice cream van too. If you have got an online quote speak to the insurer and get their confirmation that the insurance policy will cover you and your ice-cream van correctly. Why not then compare that quote with a policy we can offer you. We will definitely ensure you and your Ice-Cream Van are insured correctly.
What options do I have when its no longer the ice cream season?
Along with the standard option to cancel your insurance then reinsure it later which may incorporate administration fees both when cancelling and re-setting up the policy as well as the potential of losing the No Claims Bonus you have earned up to the end of the Ice-Cream Season. Our Aviva Ice-Cream Van insurance policy allows you to take your vehicle off the road but keeping the peace of mind that protection remains against Fire and Theft (Laid-Up Cover). Not only will this create a discount on your premium but your No Claims Bonus continues (providing no claims have been made), which will benefit you when the policy falls due for renewal and you get the peace of mind your Ice-Cream Van is protected whilst not in use.
Can I pay over an installment plan?
Yes, we can offer payment plans, but these will attract an interest charge. If you’re interested in payment options the team member you speak to will explain the options available to you.
Will I have an excess on my ice cream van insurance policy?
Typically, the policy excess will have a £150 excess. We will always advise you clearly what excess applies to your ice cream van insurance quote. You can increase this which may reduce the premium of your insurance quote but be aware your policy excess may change if drivers are young and inexperienced or have a history of claims & insurance losses. Again, the team member you speak to will explain these.
Can I protect my no claims bonus and how much will it increase my ice cream van insurance quote by?
Protected No Claims Bonus is available with a 2% increase in premium.
Do I get a courtesy vehicle if my van is off the road awaiting repairs?
Because there isn’t fleets of ice cream vans sitting around waiting to be hired out this isn’t possible BUT we can offer a facility which in the event on a non-fault accident will provide a similar vehicle to yours for you to continue trading.
I’m looking to start a new business will my insurance be expensive?
This is dependent many difference factors, but we can mirror private car no claim discounts, give discounts for limited mileage and also if you chose to become a member of catering trade affiliations and associations. With these discounts we certainly hope not.
Is there an age limit to the ice cream vans I can get insurance for?
No. We can cover ice cream vans and indeed catering vans from Bedford CF’s with Perkins diesel engines, Citron H vans and even cars that have been converted to sell ice cream!
Do your policies cover young drivers?
We can cover drivers aged 21 and upwards with a full UK driving licence for a minimum of 2 years.
Why should I insure with you?
Because we understand you, your van and your business means as much to us as it does to you. Hence we use quality insurers who pride themselves on their customer service.
Helpful Advice & Blogs
Helpful articles, tips, and updates to support your catering business and insurance decisions.
