Your Café, Your Passion. Let’s Keep It Protected.
We Protect Your Business With Only A-Rated Trusted Insurers And Our Customers Rate Our Personal Service As Excellent.
Get Your Quote Today
Trusted by thousands
We Protect Your Business With Only A-Rated Trusted Insurers And Our Customers Rate Our Personal Service
Excellent
4.93 average
938 reviews
Trusted by over 10,000+ clients
Looking for Café Insurance?
If you are looking for Café Insurance, you have come to the right place. Our bespoke café insurance is designed to protect your business with cover for stock, contents, money, business interruption, fixtures and fittings, and public, products, and employers liability.
Benefits Include:
- Instant cover available
- Free Quote within minutes
- Generous cover designed around your café
- Flexible and affordable payment options
- Stock and contents cover
- Business interruption cover
- Public and products liability cover
- Outside catering cover available if you also work away from your café
- UK-based call centre
What Does Our Ice Cream Van Insurance Cover?
Our Café Insurance is designed to protect your café business with cover for stock and contents, business interruption, money, fixtures and fittings, public liability, products liability, and employers liability. It can also include protection for customer injury claims, illness claims caused by food or products, stock and frozen food cover, and optional cover if you work away from the café or offer outside catering.
Public Liability
Equipment Cover
Full Fire Cover
Money/ Stock Cover
Event Cancellation
Financial Loss
What Is Not Covered?
Cover depends on your selected policy. General wear and tear, undeclared business activities, uninsured staff arrangements, or cover options not included in your policy may not be covered. Always check the full policy details before purchasing.
What Is Not Covered?
Cover depends on your selected policy. General wear and tear, undeclared business activities, uninsured staff arrangements, or cover options not included in your policy may not be covered. Always check the full policy details before purchasing.
Why Get Café Insurance?
Running a café means looking after customers, staff, stock, equipment, contents, and daily business operations all at the same time. From serving food and drinks to managing busy customer areas, accidents and unexpected problems can happen, which is why having the right Café Insurance in place is important.
Café Insurance helps protect your business against common risks such as customer injury claims, illness claims caused by food or products, damage to stock, contents, fixtures, fittings, and disruption to your business. It can also include public liability, products liability, and employers liability, giving your café the protection it needs for customers, employees, and everyday trading.
The right policy can also support your business with stock and frozen food cover, money cover, business interruption cover, and protection for café contents. If you also provide outside catering or work away from your café, this can be included too, depending on your policy.
With specialist Café Insurance, you can run your café with more confidence knowing your business is protected by trusted insurers and supported by a team that understands the needs of café owners.
The Numbers That Matter
Real performance you can count on when it’s time to make a claim.
Of claims paid out
Happy customers
4.9/5
Customer Review
How Much Does Café Insurance Cost?
The cost of Café Insurance depends on your café setup, annual turnover, years trading, level of cover, and any additional protection you choose. Because every café business is different, the best way to find the right price is to request a free quote based on your exact needs.
Factors that can influence your price:
- Pricing depends on your café size, turnover, and business setup
- Stock and contents cover can affect the cost
- Business interruption cover may be added if required
- Public, products, and employers liability can be included
- Stock, frozen food, and money cover options are available
- Outside catering cover can be included if needed
- Flexible and affordable payment options are available
Because of all these variables, the best way to find your real cost is to get a tailored quote based on your exact setup. That way you only pay for the cover your business needs.
Frequently Asked Questions
Find quick answers to the most common questions about catering van insurance and cover.
The premises aren’t mine do I have to get insurance for them?
Most likely its NO. Usually the landlord looks after that BUT please check your lease agreement carefully to be 100% sure. If you do have to arrange cover this can be done.
Business Interruption what does that cover?
This insurance is designed to cover loss of gross profits following an interruption to you be able to trade. Importantly it comes into force when your business is interrupted by an insured event say a fire. This type of cover would cover fixed costs rent or mortgage payments, gas & electric & wages.
Can I spread the cost of my insurance over installments?
Yes you can we have a direct debit scheme where you would pay a deposit and follow that up with 10 installments, This would incur an interest fee and our team will be happy to explain all the details here including the interest both in a percent and monetary value.
Still Have Any Question?
Our team are here to help you with any company insurance questions you may have
The premises aren’t mine do I have to get insurance for them?
Most likely its NO. Usually the landlord looks after that BUT please check your lease agreement carefully to be 100% sure. If you do have to arrange cover this can be done.
Business Interruption what does that cover?
This insurance is designed to cover loss of gross profits following an interruption to you be able to trade. Importantly it comes into force when your business is interrupted by an insured event say a fire. This type of cover would cover fixed costs rent or mortgage payments, gas & electric & wages.
Can I spread the cost of my insurance over installments?
Yes you can we have a direct debit scheme where you would pay a deposit and follow that up with 10 installments, This would incur an interest fee and our team will be happy to explain all the details here including the interest both in a percent and monetary value.
Helpful Advice & Blogs
Helpful articles, tips, and updates to support your catering business and insurance decisions.
